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Mastercard® Debit Card

Simplify your everyday purchases! Millions of merchants accept our Mastercard® debit card, so you can shop and pay with ease anywhere you go in the U.S. Open a Telcoe checking account today to enjoy secure, cashless transactions and convenient ATM withdrawals.

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Fast, Secure Payments — For All of Your Everyday Purchases

Enjoy the Convenience of Cashless Payments

When you open a Telcoe checking account, you will receive a Mastercard® debit card that is accepted by millions of merchants. You also get 24/7 access to thousands of surcharge-free ATMs all across the nation.

Your transactions are safeguarded with active fraud monitoring, and you can also receive fraud alerts via text message. Open a hassle-free Telcoe checking account today to take advantage of cashless payments and other great benefits.

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A woman uses her credit union debit card to make an online purchase from the comfort of her home.

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Every interaction is easy going and effortless. Customer service has always been kind and top tier. Highly recommend this institution. Love them!

- Catherine G.

Mastercard® Debit Card FAQs

How is a debit card different from a credit card?
Debit cards and credit cards look similar but work differently. A debit card is linked to your checking account. When you make a purchase, the transaction amount is deducted from your checking account. A credit card is a revolving line of credit that allows you to make purchases up to your credit limit. You receive a statement for your purchases each month, and your credit limit is replenished when you make payments on your balance.
Is fraud monitoring included?
Yes, you can set up fraud alerts via text message to safeguard your account. Your transactions will be monitored by a state-of-the-art system, and you can also confirm or deny a transaction with a simple text message.
What happens if my debit Mastercard® is lost or stolen?
Contact Telcoe Card Services immediately at 501-375-5321 to minimize your liability if you are no longer in possession of your card or you suspect suspicious activity. Customer service will immediately cancel your card to prevent unauthorized purchases. There is a $15 replacement fee for lost or stolen cards.
What happens if I accidentally spend more than I have in my checking account?
We offer overdraft protection that links your checking account to your savings. If an overdraft occurs, funds are automatically transferred from your savings account to cover your payments. The fee for a one-time overdraft transfer is less than an NSF fee. You are allowed up to six overdraft transfers per month.
Can I use my debit card for online purchases?
Yes, your Mastercard® debit card can be used for online purchases. When making an online transaction, be sure the website is encrypted to safeguard your account and personal information. Only make purchases on websites with “https” in the URL to ensure a secure connection. Also, avoid public wi-fi connections when shopping online because they are often unsecured and can expose your online banking activities to potential identity theft.
Can I use my debit card to withdraw cash?
Yes, we have partnerships with two ATM networks to give you surcharge-free access to thousands of ATMs across the nation! Through the CO-OP Network, you will have access to over 30,000 surcharge-free ATMs nationwide. Through the Culiance Network, you will have access to over 80,000 surcharge-free ATMs nationwide.
Can I use my debit card for recurring payments?
Yes, debit cards can be used for recurring payments like subscriptions, but make sure there are sufficient funds in your account to cover the payments.

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