Simply Better Free Checking
You asked, and we delivered. Unlock free online bill pay, a free debit card, and no minimum balance requirement!
✔
Unlimited Check Writing
Write as many checks as you like each month without worrying about limits.
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Unlimited Debit
Transactions
Enjoy the freedom of unlimited no-fee debit card transactions.
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Surcharge-Free ATMs
Get cash when you need it. Avoid unnecessary fees with our network of surcharge-free ATMs.
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Free Digital Banking
Enjoy the convenience of banking from your phone or computer anytime, anywhere.
Simply Better Checking Details
With our Simply Better checking account, you will enjoy the flexibility and convenience of a traditional checking account:
- No minimum balance requirement
- No Monthly fee
- Unlimited debit card transactions
- Unlimited check writing
- Free digital banking
- Mobile deposits
- Surcharge-free ATMs
- Unlimited teller service
- Free notary service
Getting started is easy! It only requires a $25 deposit to open an account and no monthly direct deposit requirements.

Opening an Account Is Easy!
STEP1
Choose an Account
Ready to have a free checking account? You’re in the right place!
STEP2
Apply Online
Select Simply Better Checking and submit the online application. It just takes a few minutes to complete.
STEP3
We’ll Call You
We'll reach out to you by phone to complete the opening of your new checking account.
★★★★★
Best customer service I've ever received from a banking institution.
– Brian T.
Simply Better Checking FAQs
Is there a minimum balance requirement?
No.
Does the Simply Better Checking have fees?
It does not have any monthly fees. If you elect for paper statements there is a $3 monthly fee. If you have a NSF fee it is $26 per item.
Can I access my money at any time?
You can access your funds anytime by check, debit card, and electronic transfer.
Can I use online and mobile banking with a Simply Better Checking account?
You can easily access and manage your Simply Better Checking account from your mobile device or through our website anytime, anywhere.
More Ways that Telcoe FCU Can Serve Your Banking Needs
Prime Savings Account
Establish membership with Telcoe while earning quarterly dividends and an attractive APY*. Build your nest egg and track your growing funds with our free e-services.
Christmas Club
Celebrate the holiday season with peace of mind (and a merrier bank account)!
Premier (Dividend) Checking
Enjoy the benefits of a savings account and checking account! Grow your account balance with dividends and make convenient and unlimited check and debit card transactions.
Need Help Deciding? Reach out to our friendly staff and we are happy to help.
*APY = Annual Percentage Yield.